September 23, 2025
PRESS RELEASE
As of Septermber 1, 2025, the total value of retail deposits (including sole traders) in Ukrainian banks reached UAH 1 492.0 billion, which is almost UAH 10 billion higher compared to the previous month. In particular, in August, 2025, deposit value of sole traders increased by UAH 4.5 billion and amounted to UAH 172.2 billion.
Of the total amount of deposits as of September 1, 2025:
- deposits in national currency – UAH 976.9 billion (+ UAH 17.2 billion in August, 2025);
- deposits in foreign currency – UAH 515.1 billion (- UAH 7.8 billion in August, 2025).
The share of sole traders in the structure of depositors as of September 1, 2025, accounted for 3.2% of deposits and 11.3% of the deposit value. It should be noted, that deposits of sole traders are covered by the DGF.
As of September 1, 2025, the distribution of retail deposits in the banking system by size is as follows:
| Deposit size, UAH | Depositors, % | Deposit value, % |
| Up to UAH 10 | 41.16 | 0.00 |
| From UAH 10 to 200 000 | 56.91 | 27.41 |
| From UAH 200 000 to 400 000 | 0.91 | 12.93 |
| From UAH 400 000 to 600 000 | 0.37 | 8.68 |
| Over UAH 600 000 | 0.59 | 50.98 |
| Total | 100 | 100 |
Structure of deposits of individuals (including sole traders) by maturity:
| Date | Share of demand deposits, % | Share of term deposits, % | Including deposits with return term, | |||
Up to 3 months | From 3 to 6 months | From 6 months to 1 year | More than 1 year | |||
01.09.2025 | 70.27 | 29.73 | 17.08 | 7.25 | 4.62 | 0.78 |
Recall that starting from April 13, 2022, the date when the Law of Ukraine “On Amendments to Certain Laws of Ukraine on Ensuring the Stability of the Household Deposit Guarantee System” entered into force, 100% guarantees apply to the deposits of individuals (including sole traders), during the martial law in Ukraine and for three months after its cancellation or termination. After the expiration of three months from the date of cancellation or termination of the martial law, the maximum amount of guaranteed compensation for depositors in Ukrainian banks shall not be less than UAH 600 thousand.
All banks of Ukraine are members of the DGF. As of April 1, 2025, there are 60 banks in the DGF register.