July 23, 2026
PRESS RELEASE
As of July 1, the total value of retail deposits (including sole traders) in Ukrainian banks amounted to UAH 1 749.2 billion, which is UAH 48.6 billion higher compared to the similar indicator of the previous month.
Compared to the value of deposits as of January 1, 2026, the total value of retail deposits increased by UAH 131.5 billion during the past six months.
Of the total amount of deposits as of July 1, 2026:
- deposits in national currency – UAH 1156,9 billion (+ UAH 39.5 billion in June 2026);
- deposits in foreign currency – UAH 592,4 billion (+ UAH 9.2 billion in June 2026).
The share of the sole traders in the structure of deposits as of July 1, 2026, accounted for 3.2%, and in the structure of the amount of deposits reached 11.7%. The total amount of their deposits amounted to UAH 204.1 billion. It should be noted, that deposits of sole traders are covered by the DGF.
As of July 1, 2026, the total value of retail deposits broken down by size has the following form:
| Deposit size, UAH | Depositors, % | Deposit value, % |
| Up to UAH 10 | 40.57 | 0.00 |
| from UAH 10 to 200 000 | 57.29 | 26.18 |
| from UAH 200 000 to 600 000 | 1.45 | 20.71 |
| from UAH 600 000 to 1 000 000 | 0.33 | 10.49 |
| from UAH 1000 000 to 2 000 000 | 0.22 | 12.77 |
| from UAH 2000 000 to 4 000 000 | 0.09 | 10.54 |
| from UAH 4000 000 to 5 000 000 | 0.02 | 2.80 |
| Over UAH 5 000 000 | 0.03 | 16.51 |
| Total | 100.00 | 100.00 |
Structure of deposits of individuals (including sole traders) by maturity:
| Date | Share of demand deposits, % | Share of term deposits, % | including those with a maturity date , % | |||
Up to 3 months | From 3 to 6 months | From 6 months to 1 year | More than 1 year | |||
| 01.07.2026 | 71.29 | 28.71 | 17.26 | 7.06 | 3.71 | 0.68 |
Recall that starting from April 13, 2022, the date when the Law of Ukraine “On Amendments to Certain Laws of Ukraine on Ensuring the Stability of the Household Deposit Guarantee System” entered into force, 100% guarantees apply to the deposits of individuals (including sole traders), during the martial law in Ukraine and for three months after its cancellation or termination. After the expiration of three months from the date of cancellation or termination of the martial law, the maximum amount of guaranteed compensation for depositors in Ukrainian banks shall not be less than UAH 600 thousand.
All banks of Ukraine are members of the DGF. As of July 1, 2026, there are 59 banks in the DGF register.